
Does Homeowners Insurance Cover Water Damage in Seattle?
Water damage is one of the most common and costly problems homeowners in Seattle face. With frequent rain, aging plumbing systems, and the occasional winter freeze, it’s no surprise that many people want to know: Does homeowners’ insurance cover water damage? The short answer is: it depends on the source and the type of damage. In this guide, we’ll break down what’s typically covered by homeowners insurance, what’s excluded, and how to protect your home with our water damage insurance claim tips. You’ll also learn how PureDry helps Seattle-area residents quickly recover from water-related disasters. Understanding Water Damage Insurance Coverage When it comes to insurance and water damage, the key phrase is “sudden and accidental.” If a water-related event happens unexpectedly, like a burst pipe or a broken washing machine hose, it’s usually covered under a standard homeowners’ insurance policy. On the other hand, slow leaks or neglected maintenance issues